Terms and Conditions

Last updated: September 7, 2026

Expense Capture is a personal, single-user application built and operated by one individual (the "owner") solely to track their own expenses. It is not a publicly-offered product or service, has no other users or accounts, and these terms exist primarily to document how the app's optional text-messaging feature works.

Text messaging (SMS/MMS) program

If enabled, the owner may text a receipt photo or a short note (for example, "lunch $12 with Sam") to a dedicated phone number to have it captured as an expense record. This is a one-to-one, single-recipient text channel between the owner and their own application — it is not a marketing or bulk messaging program, and no one besides the owner is enrolled in it.

Opt-in: The owner opts in by configuring their own phone number as the single number allowed to use this feature. No other phone number can use it.

Message frequency: Varies by usage — generally a few messages per week, only when the owner chooses to text something in.

Cost: Message and data rates may apply, per the owner's own mobile carrier and plan.

Opt-out: Reply STOP to the app's number at any time to stop, or remove the configured phone number from the app. Reply HELP for support, which will point back to this page and the contact email below.

No warranty

This app is provided as-is, for the owner's personal use, with no warranty of any kind. The owner is responsible for verifying that captured expense data is accurate before relying on it (for example, before submitting a reimbursement or filing taxes).

Changes

These terms may be updated as the app's features change. Continued use after an update constitutes acceptance of the revised terms.

Contact

Questions can be directed to the app owner at samgalloway12@gmail.com. See also the Privacy Policy.